Whole Life Insurance
Typically a permanent type of life insurance paying dividends.
Universal Life Insurance
A permanent type of life insurance paying interest on the cash value accumulated within the policy.
Low Cost Term Insurance
A temporary type of life insurance with premiums staying level for 10, 15, 20, or 30 years.
Disability Insurance
A protection plan to help replace your current income should you become disabled.
Long Term Care Insurance
Also known as nursing home coverage - a plan to pay for long term care expenses in a nursing home, assisted living facility, and at home.
Key Person Insurance
A life insurance to cover Key people in a business to keep the business functioning should something happen to the key person.
Living Benefit Insurance
A type of life insurance that can be accessed early should you be diagnosed with a life threatening disease (example - heart attack, life threatening cancer, etc.).
Guaranteed issue Life Insurance
A type of life insurance for those people who have health issues and may not normally qualify for life insurance. (All guarantees are subject to the claims-paying ability of the issuing insurance company.)
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